There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.
And if you want to give your savings a boost, look into down payment assistance. There are thousands of programs that offer an average benefit of nearly $17,000.
To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out downpaymentresource.com.
https://yourhomeyourrealtor.com/wp-content/uploads/2024/12/The-Truth-About-Down-Payments-KCM-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-12-20 11:30:002024-12-20 11:30:00The Truth About Down Payments
Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type.
According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home.
Your credit score is important – but that doesn’t mean it needs to be perfect. Work with a lender to learn more about home loan options that may work for you.
https://yourhomeyourrealtor.com/wp-content/uploads/2024/12/What-Homebuyers-Need-To-Know-About-Credit-Scores-KCM-Share-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-12-13 11:30:002024-12-13 11:30:00What Homebuyers Need To Know About Credit Scores
Thinking about selling your house? Here are a few reasons why you may want to do it this season.
Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out.
While inventory is higher this year than it’s been in the last few winters, you’ll still be in this year’s sweet spot.
https://yourhomeyourrealtor.com/wp-content/uploads/2024/12/Why-This-Winter-Is-the-Sweet-Spot-for-Selling-KCM-Share-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-12-06 11:30:002024-12-06 11:30:00Why This Winter Is the Sweet Spot for Selling
There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.
Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street.
No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.
https://yourhomeyourrealtor.com/wp-content/uploads/2024/11/Investors-Are-Not-Buying-Up-All-the-Homes-KCM-Share-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-11-29 11:30:002024-11-29 11:30:00Investors Are Not Buying Up All the Homes
If you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start?
Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want.
If your goal is to sell your house next year, connect with an agent so you know what to start working on now.
https://yourhomeyourrealtor.com/wp-content/uploads/2024/11/How-To-Get-Your-House-Ready-To-Sell-In-2025-KCM-Share-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-11-22 11:30:002024-11-22 11:30:00How To Get Your House Ready To Sell in 2025
If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership.
Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s.
Connect with an agent if you want to learn more about the financial benefits of homeownership or the programs that can help make buying possible.
https://yourhomeyourrealtor.com/wp-content/uploads/2024/11/20241115-The-Difference-Between-Renter-And-Homebuyer-Net-Worth-KCM-Share-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-11-15 11:30:002024-11-15 11:30:00The Big Difference Between Renter and Homeowner Net Worth
https://yourhomeyourrealtor.com/wp-content/uploads/2024/11/Why-You-Need-An-Agent-To-Set-the-Right-Asking-Price-KCM-Share-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-11-08 11:30:002024-11-08 11:30:00Why You Need an Agent To Set the Right Asking Price
Even if you’re not looking to move right away, you may have questions about how the election will impact the housing market.
When we look at historical trends, combined with what’s happening right now, we can find your answers. Based on historical data, mortgage rates decrease in the months before and home prices and sales increase the year after the election.
The facts show Presidential elections only have a small and temporary impact on the housing market.
https://yourhomeyourrealtor.com/wp-content/uploads/2024/11/20241101-QandA-How-Do-Presidential-Elections-Impact-the-Housing-Market-KCM-Share-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-11-01 10:30:002024-11-01 10:30:00Q&A: How Do Presidential Elections Impact the Housing Market?
https://yourhomeyourrealtor.com/wp-content/uploads/2024/10/Debunking-Scary-Myths-About-Buying-a-Home-KCM-Share-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-10-25 10:30:002024-10-25 10:30:00Debunking Scary Myths About Buying a Home
You may be torn between buying a home now or waiting. But don’t forget to factor in the equity you’ll gain as prices rise.
Experts forecast prices will climb over the next 5 years – and based on those forecasts, you could gain about $90k in equity in that time.
So, you could wait, but you’ll miss out on a lot of equity if you do. If you’re ready and able to buy, let’s connect so you can start growing your wealth now.
https://yourhomeyourrealtor.com/wp-content/uploads/2024/10/20241018-Why-Buying-Now-Is-Worth-It-KCM-Share-original.jpg410750Crystal Grimeshttps://yourhomeyourrealtor.com/wp-content/uploads/2024/03/Eagle-Mountain-Homes-Logo-with-shadow-white.pngCrystal Grimes2024-10-18 10:30:002024-10-18 10:30:00Why Buying Now Is Worth It
